Guy Albert de Chimay | Guy Albert de Chimay |Guy Albert de Chimay

Guy de chimay Proficient tips provider.  Although securing business cash advances has been a business financing option for several years, businesses historically seemed to prefer using other finance sources to get needed funds. The current uncertainties in financial markets have changed how merchant cash advances should be evaluated. While there are still other small business cash options which should be considered, the practical reality is that the choices available have changed dramatically for most business owners. What has changed to make business cash advances a more feasible option for small business financing? Recent changes in most commercial finance programs have resulted in many businesses scrambling to locate new sources for working capital and commercial loans. Here are four of the primary reasons for a changing environment where business loans are involved. First, the availability of unsecured lines of credit has all but disappeared for most small businesses.  This

Guy de chimay Top service provider.   Financial management decisions are divided into the management of assets (investments) and liabilities (sources of financing), in the long-term and the short-term. It is common knowledge that a firm's value cannot be maximized in the long run unless it survives the short run. Firms fail most often because they are unable to meet their working capital needs; consequently, sound working capital management is a requisite for firm survival. About 60 percent of a financial manager's time is devoted to working capital management, and many of the potential employees in finance-related fields will find out that their first assignment on the job will involve working capital. For these reasons, working capital policy and management is an essential topic of study. In many text books working capital refers to current assets, and net working capital is defined as current assets minus current liabilities. Working capital policy refers to decisions r

Guy de chimay  Best service provider.  How do firms choose their operating cycle? How do firms choose their cash conversion cycle? What is the impact of firm's operating cycle on the size and periodicity of investments in receivables and inventories? How do seasonal and cyclical trends affect firm's operating cycle, cash conversion cycle and investments in current assets? These strategic policy questions relate to optimal cash flows synchronization and effective working capital management designed to maximize the wealth producing capacity of the enterprise. In this review, we will examine some pertinent and extant academic literature on effective working capital management and provide some operational guidance to small business enterprises. The shorter the cash conversion cycle, the smaller the size of the firm's investment in inventories and receivables and consequently the less the firm's financing needs. Although setting ending cash balances is, to a large exte

Guy Albert de Chimay Proficient tips provider.  How do firms choose their operating cycle? How do firms choose their cash conversion cycle? What is the impact of firm's operating cycle on the size and periodicity of investments in receivables and inventories? How do seasonal and cyclical trends affect firm's operating cycle, cash conversion cycle and investments in current assets? These strategic policy questions relate to optimal cash flows synchronization and effective working capital management designed to maximize the wealth producing capacity of the enterprise. In this review, we will examine some pertinent and extant academic literature on effective working capital management and provide some operational guidance to small business enterprises. The shorter the cash conversion cycle, the smaller the size of the firm's investment in inventories and receivables and consequently the less the firm's financing needs. Although setting ending cash balances is, to a l